The Gold Loan Process — Step by Step
From walking through our door to receiving your funds, here's exactly what to expect.
Bring Your Gold to Our Surrey Location
Visit Gold Reserve Inc. at our conveniently located Surrey office with your gold jewellery, coins, or bullion. No appointment is needed — walk-ins are welcome. Our team will greet you professionally and guide you through the process.
Professional On-the-Spot Evaluation
Our certified gold specialists will assess your items using calibrated scales and professional testing equipment to accurately determine the weight and purity of your gold. We use live market gold pricing to ensure you receive a fair, transparent, and competitive offer.
Receive Your Loan Offer
Based on the evaluation, we present you with a clear loan offer — no hidden fees, no complicated terms. You'll know exactly how much you'll receive, the interest rate, and your repayment schedule before signing anything. There is no pressure or obligation to proceed.
Get Funded — Often Same Day
Once you accept the offer, we finalize the paperwork quickly and disburse your funds. In most cases, clients leave our Surrey office with cash in hand the very same day. Your gold is secured safely in our insured storage facility throughout the loan term.
Repay & Reclaim Your Gold
Make your repayments according to the agreed schedule. Once your loan is fully repaid, your gold is returned to you in the exact same condition. It's that simple — no selling, no losing your valuables permanently.
What to Bring
Getting started with a gold loan at Gold Reserve Inc. in Surrey is simple. Here's all you need:
Your gold jewellery, coins, or bullion
A valid government-issued photo ID
No credit check or income proof required
No appointment necessary — walk-ins welcome
We accept all types of gold items — rings, necklaces, bracelets, bangles, earrings, gold coins, and gold bars. Purity can range from 10K to 24K gold. Even items in imperfect condition may qualify.
Your Gold Is Always Safe
We understand that handing over precious items — especially family heirlooms or meaningful jewellery — requires a great deal of trust. At Gold Reserve Inc., we take that responsibility seriously.
All gold collateral is stored in our fully secured, insured facility at our Surrey location. Your items are individually catalogued and kept safe for the entire duration of your loan. The moment your balance is cleared, your gold is returned directly to you.
Gold Reserve Inc. is committed to providing a premium, respectful experience for every client seeking gold loans in Surrey or a loan against gold. We are not a pawn shop — we are a professional gold lending service that treats every client with dignity.